Practical Life Skills

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Practical Life Skills

Tax-Advantaged Accounts

Tax-advantaged accounts like 401(k)s and IRAs offer significant benefits for retirement savings through tax deductions, tax-free growth, or tax-free withdrawals.

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Change HVAC filters every 1-3 months to improve air quality and system efficiency.

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Phishing

Phishing attacks attempt to steal sensitive information by impersonating trustworthy entities.

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Phantom Energy

Phantom energy-power used by devices when off-accounts for 10% of residential electricity use.

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